EquityMultiple
Commercial real estate for accredited investors
Pros & Cons
Pros
- Multiple deal types
- Short-term options
- Strong track record
Cons
- Accredited only
- $5K minimum
- Illiquid
The Brief
MoneyMade Verdict
EquityMultiple is the best-positioned commercial real estate crowdfunding platform for accredited investors who want deal-level control, institutional-grade due diligence, and flexibility across the capital stack — but its layered fee structure and illiquid deal inventory make it a poor fit for anyone who isn't prepared to commit capital for years.
EquityMultiple is a New York-based real estate crowdfunding platform founded in 2015 by Charles Clinton and Marious Sjulsen. The platform specializes in institutional-grade commercial real estate deals across the full capital stack — from senior secured debt and preferred equity through common equity — and has distinguished itself by targeting professionally sponsored properties that were historically available only to institutional investors. As of early 2026, EquityMultiple has facilitated over $1.5 billion in cumulative real estate investment volume, with over 50,000 accredited investors on the platform.
The platform offers three main product categories. Its Keep Earning product gives accredited investors access to short-term (6–24 month) senior secured debt deals with target annualized returns in the 8–12% range, typically with monthly interest distributions. The Equity Investments product provides exposure to traditional equity stakes in commercial properties with 5–7 year hold periods targeting IRRs of 12–20%. The third product line, diversified fund offerings, pools capital across multiple properties for investors seeking automatic diversification. EquityMultiple charges investors a range of fees depending on deal type — typically 0.5%–1% annually on equity investments plus 10% performance fee over preferred returns, and 0.5%–1.5% on debt deals.
Target Projection
If the 8–14% target is achieved every year, net of fees
Target low · 8%
$18,771
Target mid · 11%
$24,782
Target high · 14%
$32,473
The Cost of Fees
Gross ending value
$28,394
Net ending value
$24,782
Total fees paid
−$3,612
Head-to-Head
| Platform | Min | Target Return | Annual Fee | Liquidity | Accredited |
|---|---|---|---|---|---|
| $5K | 8–14% | 0.5–1.5% AUM | 6 months–5 years | Yes | |
| — | 3–5% dividend yield | Brokerage commission | Daily (NYSE) | No | |
| — | 4–5% dividend yield | Brokerage commission | Daily (NYSE) | No | |
| — | 4–8% | Expense ratio | Daily (REIT) | No | |
| — | 8–12% | Management fee | 5+ years | No |
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