Hard Assets Alliance logo

Hard Assets Alliance

Precious metals investment and storage

commodities
Founded 2012Regulation Unregulated
Min InvestmentN/ASee details
Target ReturnVaries with metal pricesSee details
Annual FeeStorage + transaction feesSee details
LiquidityDaily 
AccreditedNoOpen to all

Pros & Cons

Pros

  • Multiple metals
  • Allocated storage
  • Competitive pricing

Cons

  • Storage fees
  • No yield
  • Price volatility
§ 01

The Brief

MoneyMade Verdict

Hard Assets Alliance is one of the most credible ways to own physical gold and silver with institutional-grade vaulting — but the fee structure rewards larger balances, making it a better fit for serious precious metals investors than casual buyers.

Hard Assets Alliance (HAA) is a U.S.-based precious metals platform founded in 2012 that allows individuals, IRA holders, and institutions to buy, store, and sell physical gold, silver, platinum, and palladium through a network of insured, audited vaults across multiple countries. Unlike brokerages that sell gold ETFs or certificates, HAA delivers allocated, segregated ownership of physical metal — meaning each customer's holdings are individually identifiable bars and coins, not pooled claims. The platform was co-founded by a group of financial advisors and analysts including Hard Assets Investor and has grown to serve over 100,000 customers. (Verify current customer count at hardassetsalliance.com)

HAA operates through its SmartMetals™ technology platform, which aggregates dealer pricing from multiple sources to offer competitive spot-plus-premium pricing on purchases. Storage is handled through BullionStar, Loomis International, and other third-party vault partners in locations including the United States, Switzerland, Singapore, New Zealand, and Hong Kong — giving investors meaningful geographic diversification outside the U.S. banking system. Precious metals held at HAA are fully insured by Lloyd's of London and are not considered assets of HAA itself, so they are protected in the event of company insolvency. (Verify current insurance terms at hardassetsalliance.com)

§ 04

Head-to-Head

PlatformMinTarget ReturnAnnual FeeLiquidityAccredited
Hard Assets Alliance logoHard Assets AllianceVaries with metal pricesStorage + transaction feesDailyNo
Raise Green logoRaise Green$1004–8%Varies by offering5–20 yearsNo
Kimbell Royalty Partners logoKimbell Royalty Partners6–10% distribution yieldBrokerage commissionDaily (NYSE)No
US Energy Corp logoUS Energy Corp8–15%Brokerage commissionDaily (public stock)No
AcreTrader logoAcreTrader$10K7–13%0.75% AUM + closing costs5–10 yearsYes
§ 06

Also in Commodities

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