Lofty

Lofty is a fractional real estate platform founded in 2021 that makes it possible to buy shares of individual single-family rental properties with a minimum investment of $50. Unlike most real estate crowdfunding platforms, which pool investor money into a fund that's then deployed across many properties, Lofty offers direct equity ownership in each property through a tokenized share structure built on the Algorand blockchain. This means investors receive daily rental income distributions (rather than quarterly or annual payouts) and can trade their shares on Lofty's built-in peer-to-peer secondary market at any time.

The platform targets a narrow but growing segment: retail investors who want exposure to the mechanics and cash flow of rental property ownership without the friction of buying, managing, or financing a whole home. Lofty handles property acquisition, tenant management, maintenance, and accounting through third-party property managers, and investors vote on major decisions (e.g., property sale, major repairs) via governance proposals. As of early 2026, the platform has approximately 40+ active properties listed across several U.S. markets, with an average property size around $200,000 and rental yields ranging from 6% to 10% annually before appreciation.