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Worthy

Fixed 5% bonds backing small businesses

private credit
Founded 2016Regulation SEC Regulated Bonds
Min Investment
$10
Target Return
5% fixedAnnualized
Annual Fee
0%of AUM
Liquidity
Monthly interest / 2 year principal
Accredited
NoOpen to all

Pros & Cons

Pros

  • Fixed 5% return
  • No fees
  • $10 minimum

Cons

  • 5% cap
  • Small business risk
  • Not FDIC insured
04

Head-to-Head

PlatformMinTarget ReturnAnnual FeeLiquidityAccredited
Worthy logoWorthy◀$105% fixedNo feesMonthly interest / 2 year principalNo
LendingClub logoLendingClub—4–7%No fee on savingsDaily (savings)No
Automation Finance logoAutomation Finance—10–15%Management fee12–36 monthsYes
Fund That Flip logoFund That Flip—8–12%1–2% origination6–18 monthsYes
Edly logoEdly—8–12%Platform fee2–4 yearsYes
06

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